Credit Card

With today’s consumers, fast and easy acceptance of Visa®, MasterCard®, American Express®, and Discover® cards is the key to a strong program, as is quick, no-hassle settlement. APS Kansas delivers both to your merchants.

Next Day Funding

Help your merchants get their money faster thanks to APS’s Express Merchant Funding service for next day funding. Merchant services customers will have their money in their hands the next business day via an actual ACH deposit – not a memo post – so they can fund payroll and inventory purchases for the week. Plus the 11:00 p.m. Eastern cut-off time is hours later than most other processors, and the account does not have to be held at our sponsoring bank.

Signature and PIN Debt

A rapidly growing and popular payment option for consumers, debit cards can also reduce processing costs for merchants. APS’s debit card processing program allows your merchants to accept PIN-based debit cards from all of the major debit networks, including Interlink, Maestro, NYCE, Pulse, Shazam, and STAR.

Gift and Loyalty Card

A gift card is like your very own mini billboard in the consumer’s wallet. Our gift card services allow you to capitalize on these pocket-size revenue generators, giving your customers a reason to return and providing a more convenient, and safer, alternative to paper gift certificates.

Terminal and POS

APS Kansas supports a wide array of point-of-sale and credit card equipment, including all major terminal manufacturers such as VeriFone, Hypercom, Nurit and 4Access. APS Kansas offers a range of popular terminals for purchase, or you can choose to use your existing POS equipment

Electronic Check
Processing and ACH

Consumers don’t always carry cash, but accepting personal checks can be a risk. Turning away customers isn’t a good choice. That’s why we provide simple, “no worry” check acceptance, and give you the option of guarantee so you’re protected against bad checks. We offer a wide array of electronic check and ACH services, including check conversion, guarantee, remote deposit capture and ACH debit. No cash? No problem!

Virtual Terminal/
Payment Gateway

Because commerce knows no boundaries, APS Kansas offers multiple options for merchants looking to accept credit card payments via their computer, tablet, or mobile device, all without having to purchase a physical point-of-sale terminal. Our custom, web-based virtual terminal helps merchants accept payments in the office or on the go. It features a simple, responsive design and because there’s no need to download special software or apps, it’s easy to access, learn, and use. In addition to the Clearent virtual terminal, we also provide products through our partners Authorize.Net, eProcessing Network, and TSYS, and are compatible with other leading gateway providers for merchants who are looking to sell on websites or over the phone.

IVR Touchtone

Press * for added profits. APS DialPay service turns your touch-tone phone or cell phone into a robust POS device. DialPay supports all major credit card types, along with signature debit, and offers messaging in both English and Spanish.

Point of Sale Software

Process payments quickly from your computer. We make integration easy by offering POS software for brick-and-mortar retail merchants who use a point-of-sale software application on their PC to process credit, PIN debit, check and gift card transactions.

Host Capture

Let us help you reduce compliance-related terminal downloads and relieve your point-of-sale terminal from having to store sensitive data. With Host Capture, transaction data storage, batch creation and payment acceptance logic has been moved from the point-of-sale device (terminal) to the system host.

Wireless

Wireless connectivity makes mobile commerce (m-commerce) possible. With wireless terminals you can process transactions securely without the constraints of cables and wires, or even a phone line!

Petro/Fleet Cards

Your pumps deliver profits, and we help keep them flowing by offering petroleum businesses a service that works hand-in-hand with pay-at-the-pump and convenience store systems. In addition, you can accept multiple payment types and the most popular fleet cards, giving your customers added convenience.

Mobile Phones

Your iPhone, Android or Blackberry helps you stay on top of your business, so why not use your smart phone to accept payments as well? We offer solutions that turn your mobile phone into a secure payment portal so that you can process payments anytime and anywhere!

EBT

Reduce the risk of fraud, along with food stamp processing time, with Electronic Benefits Transfer. Providing customers with access to their funds, APS’s EBT program can help you examine eligibility and determine the best solution for your merchants’ businesses.