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Fast and efficient payments make your customers happy and are a crucial element of their overall experience with your business. That’s why we offer a robust set of products and services, including gift card services and credit card equipment, so you can make sure you’re taking advantage of the most convenient and cost-effective electronic payment options.

Learn more about each payment processing solution we offer below

Fast and easy acceptance of Visa®, MasterCard®, American Express®, and Discover® cards is the mark of a strong merchant services provider, as is quick, no-hassle settlement. A.P.S Kansas delivers both! READ MORE

A rapidly growing payment option for consumers, debit cards can reduce your processing costs. With Clearent, you can accept PIN-based debit cards from all of the major debit networks, including Interlink, Maestro, NYCE, Pulse, Shazam, and STAR

APS Kansas supports a wide array of point-of-sale and credit card equipment, including all major terminal manufacturers such as VeriFone, Hypercom, Nurit and 4Access. APS Kansas offers a range of popular terminals for purchase, or you can choose to use your existing POS equipment

Because commerce knows no boundaries,APS Kansas offers multiple options for merchants looking to accept credit card payments via their computer, tablet, or mobile device, all without having to purchase a physical point-of-sale terminal. Our custom, web-based virtual terminal helps merchants accept payments in the office or on the go. It features a simple, responsive design and because there’s no need to download special software or apps, it’s easy to access, learn, and use. In addition to the Clearent virtual terminal, we also provide products through our partners Authorize.Net, eProcessing Network, and TSYS, and are compatible with other leading gateway providers for merchants who are looking to sell on websites or over the phone.

Process payments quickly from your computer. We make integration easy by offering POS software for brick-and-mortar retail merchants who use a point-of-sale software application on their PC to process credit, PIN debit, check and gift card transactions.

Wireless connectivity makes mobile commerce (m-commerce) possible. With wireless terminals you can process transactions securely without the constraints of cables and wires, or even a phone line!

Your iPhone, Android or Blackberry helps you stay on top of your business, so why not use your smart phone to accept payments as well? We offer solutions that turn your mobile phone into a secure payment portal so that you can process payments anytime and anywhere!


To help keep your business running smoothly, you need to make sure you get your cash deposits as quickly as possible. With Clearent’s Express Merchant Funding service, you get true next day funding. Merchant account customers can get deposits the next business day via an actual ACH deposit – not a memo post – so you can fund payroll and inventory purchases for the week. Plus the 11:00 p.m. Eastern cut-off time is hours later than most other processors, and the account does not have to be held at a particular bank.

A gift card is like your very own mini billboard in the consumer’s wallet. Our gift card services allow you to capitalize on these pocket-size revenue generators, giving your customers a reason to return and providing a more convenient, and safer, alternative to paper gift certificates.

Consumers don’t always carry cash, but accepting personal checks can be a risk. Turning away customers isn’t a good choice. That’s why we provide simple, “no worry” check acceptance, and give you the option of guarantee so you’re protected against bad checks. We offer a wide array of electronic check and ACH services, including check conversion, guarantee, remote deposit capture and ACH debit. No cash? No problem!.

Press * for added profits. APS DialPay service turns your touch-tone phone or cell phone into a robust POS device. DialPay supports all major credit card types, along with signature debit, and offers messaging in both English and Spanish

Let us help you reduce compliance-related terminal downloads and relieve your point-of-sale terminal from having to store sensitive data. With Host Capture, transaction data storage, batch creation and payment acceptance logic has been moved from the point-of-sale device (terminal) to the system host.

Your pumps deliver profits, and we help keep them flowing by offering petroleum businesses a service that works hand-in-hand with pay-at-the-pump and convenience store systems. In addition, you can accept multiple payment types and the most popular fleet cards, giving your customers added convenience.

Cut down food stamp processing time and eliminate potential fraud with our Electronic Benefits Transfer service. Your customers have full access to their funds and we help you to examine eligibility and determine the solution that best suits your business!