Credit card Services:

With today’s consumers, fast and easy acceptance of Visa®, MasterCard®, American Express®, and Discover® cards is the key to a strong program, as is quick, no-hassle settlement. APS Kansas delivers both to your merchants.

Signature and PIN debit:

A rapidly growing and popular payment option for consumers, debit cards can also reduce processing costs for merchants. APS’s debit card processing program allows your merchants to accept PIN-based debit cards from all of the major debit networks, including Interlink, Maestro, NYCE, Pulse, Shazam, and STAR.


Reduce the risk of fraud, along with food stamp processing time, with Electronic Benefits Transfer. Providing customers with access to their funds, APS’s EBT program can help you examine eligibility and determine the best solution for your merchants’ businesses.

Next day funding:

Help your merchants get their money faster thanks to APS’s Express Merchant Funding service for next day funding. Merchant services customers will have their money in their hands the next business day via an actual ACH deposit – not a memo post – so they can fund payroll and inventory purchases for the week. Plus the 11:00 p.m. Eastern cut-off time is hours later than most other processors, and the account does not have to be held at our sponsoring bank.